Terms & Conditions

Welcome to Clover Capital Funding. By accessing or using this website, you enter into a binding agreement with us and confirm that you have read, understood, and accepted these Terms and Conditions in their entirety. This agreement applies to all visitors, users, and any party who submits a financing application through our platform.

You may access and use this website solely for lawful, legitimate purposes. Clover Capital Funding grants you a limited, non-exclusive, non-transferable licence to browse and use this platform in accordance with these terms. The following activities are expressly prohibited:

• Interfering with, disrupting, or attempting to compromise our platform, servers, or connected infrastructure
• Attempting unauthorised access to any restricted area, account, or system component
• Scraping, harvesting, or reproducing site content for commercial purposes without prior written consent
• Transmitting malicious code, spam, or any material that is unlawful, harmful, or offensive
• Using automated tools to submit applications or otherwise interact with the platform in a fraudulent manner

We reserve the right to suspend or permanently revoke access to any user who violates these conditions, without notice and at our sole discretion.

Clover Capital Funding operates as a business financing marketplace. We are not a direct lender, bank, or credit provider. Our role is to connect qualifying businesses with a curated network of third-party lenders, financial institutions, and alternative capital providers.

Submitting an application through our platform does not constitute a commitment to lend, a guarantee of approval, or a promise of any specific loan terms. All credit decisions and lending agreements are made exclusively by participating lenders, operating under their own underwriting criteria and applicable state and federal regulations.

All content, resources, and materials published on this website are provided for general informational purposes only. Nothing on this platform should be construed as financial, legal, tax, accounting, or investment advice of any kind. We strongly encourage you to consult a qualified independent professional before making any financing or business decision.

Clover Capital Funding makes no warranty — express or implied — regarding the accuracy, completeness, currency, or suitability of any information on this site. You rely on such information entirely at your own risk.

All financing amounts, interest rates, terms, and illustrations presented on this website are indicative only and are not binding offers. Actual loan terms are determined by individual lenders based on your business profile, creditworthiness, revenue history, and current market conditions.

• Advertised funding ranges are for illustrative purposes and are not guaranteed
• Your actual offer, if any, will reflect your specific business circumstances and each lender's requirements
• The effect on your credit score depends on the type of inquiry initiated — soft or hard — by the lender
• All approved terms are subject to final lender review and applicable state and federal law

Our platform connects with and may reference third-party lenders, service providers, and external websites. Clover Capital Funding assumes no responsibility for the accuracy, practices, security, or content of any third-party entity. Any agreement you enter into with a lender is exclusively between you and that party.

We encourage all applicants to carefully review each lender's individual terms, conditions, rates, and privacy policies before accepting any offer or disbursing funds.

To the fullest extent permitted by applicable law, Clover Capital Funding and its officers, directors, employees, agents, and successors shall not be liable for any indirect, incidental, punitive, special, or consequential damages, including loss of revenue or data, arising from:

• Your use of, or inability to access, this website or its content
• Decisions made in reliance on information presented on this platform
• Unauthorised access to your personal or business information
• The conduct, content, or actions of any third-party lender or partner
• Technical errors, service interruptions, or system outages

These Terms and Conditions are governed by and shall be construed in accordance with the laws of the State of North Carolina, United States, without regard to its conflict-of-law provisions. Any dispute arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Buncombe County, North Carolina.

We reserve the right to amend these terms at any time. Continued use of the website following any revision constitutes your acceptance of the updated terms. The most current version will always be accessible at this page.

If you have questions, concerns, or require clarification regarding these Terms and Conditions, our team is available through the following channels: